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Terms of Service

Last updated: 27 September 2026

These Terms of Service (“Terms”) govern your use of Strumfolio (“the Service”), run at strumfolio.com by an individual developer rather than a company (“we”, “us”). Strumfolio offers a free plan with no end date, and paid plans with higher limits and additional features — see our Pricing page for what each plan includes and costs. You accept these Terms when you create an account, when you buy a plan, and when you join a Strum Together session through a shared link. If you do not agree with them, please do not use the Service.

1. The Service

Strumfolio lets you import, organize, edit and export your own collection of lyrics and chords, and offers features such as key/capo transposition, chord diagrams, a printable booklet and Strum Together, a feature that syncs a song across multiple devices in real time. The Service is a web app; once you have signed in on a device, your songs stay readable there with no connection, while Strum Together needs one.

Strumfolio is not a song library. There is no catalog to browse or search, and the Service does not search, fetch, or download content from third-party websites on your behalf. Every song in your collection is content that you personally type in or import from a file on your own device, with one exception: the “Example songbook”, a small, fixed set of songs — one written for Strumfolio, the rest traditional and in the public domain — that a new account is created with, and that you can rename, edit or delete like any other songbook. Our Content & Copyright Notice describes it in full. Apart from that one set, the Service is only a tool for organizing and displaying your own material.

2. Accounts and access

Registration is open: you can create an account with your name and email address, choosing a password once you open the confirmation link we send, or by signing in with Google. You are responsible for maintaining the confidentiality of your account and for all activity that occurs under it. Notify us promptly if you believe your account has been accessed without your authorisation.

You may use the Service only if you are legally able to enter into these Terms under the law of your country. If you are a minor, you may use Strumfolio only with the permission and involvement of a parent or guardian, who accepts these Terms on your behalf. Buying a plan requires being of age to do so under the law of your country.

We may refuse, suspend, or remove accounts where necessary to protect the Service, to comply with the law, or as described in section 11.

3. Your content

You retain full ownership of the songs, lyrics, chords, comments and other content you import into or create within Strumfolio (“Your Content”). We do not claim any ownership of it. You grant us only the limited technical permission to store, process and display Your Content as needed to operate the Service for you and for the participants you invite to a Strum Together session.

Your Content can be any song you play, whoever wrote it. What the Service is for is personal use — playing, rehearsing, singing — and by using Strumfolio you confirm that:

Strumfolio is a tool for keeping and reading your own collection — we do not license, provide, or claim any rights over song lyrics or chord charts, and nothing here grants you any right over a work you did not already have. You are solely responsible for the legality of the content you import and of what you do with it. Our Content & Copyright Notice sets out where that line falls in each of the Service's own features, and what happens when a rightsholder writes to us.

4. Strum Together

When you start a Strum Together session, you act as the session leader: the song you play appears on the devices of participants who join via your shared link. Anyone holding the link can join without an account, and while the session is live they can also open any song in your collection, not only the one you are playing. The link stops working when you end the session, or after eight hours without activity. A session is a private performance among people you invited, not a broadcast: how many devices your plan allows changes how many people can be in the room, not what the room is. You are responsible for who you share that link with, and for keeping the session inside the personal use described in section 3.

Participants who join a session are bound by these Terms for the duration of their participation, and must not record, redistribute, or otherwise reuse the content displayed to them without the rightsholder's permission.

5. Exporting, printing and AI assistants

Strumfolio lets you export Your Content as a backup, or as a typeset PDF booklet meant to be printed. Once downloaded, a file is outside the Service and entirely in your own hands. You are responsible for having the right to print, copy, or hand out Your Content in that form, the same as for anything you import or display within the app — Strumfolio does not review, endorse, or track what happens to an exported file once it has left the Service.

On the plans that include it, you can create a personal token that lets an AI assistant of your choice read and change your songbooks. This access is offered as a beta: what it can do, and the limits on how often it may be used, may change. Anything the assistant does with a token is done on your behalf, as if you had done it in the app, so keep tokens private and revoke one you no longer trust. Strumfolio is not responsible for the assistant itself or for what its provider does with the content it reads, which is between you and that provider. An assistant cannot delete anything, and the text a song had before an assistant changed it is kept for you to restore, as described in our Privacy Policy.

6. Acceptable use

You agree not to use Strumfolio to:

7. Paid plans and billing

What is on offer. The Pricing page is the authoritative description of each plan: its limits, its features and its price at the moment you buy. Prices are in euro and include VAT or any other applicable sales tax — the amount shown is the amount charged. If your card is not in euro, your bank may apply its own exchange rate and fees, which are not ours. There is no free trial: the free plan itself is the way to try Strumfolio, for as long as you like.

Who sells you the plan. Purchases are processed by our payment partner Paddle.com Market Ltd (“Paddle”), which acts as merchant of record: Paddle is the seller on your receipt, collects the payment and the tax, issues the invoice, and handles the payment side of refunds. Your payment details are collected by Paddle under its own terms and privacy policy, and Strumfolio never receives your full card number. Using Strumfolio itself remains governed by these Terms.

Subscriptions renew automatically. Standard, Plus and Premium are subscriptions, billed monthly or yearly as you choose at checkout. At the end of each period the plan renews for another period of the same length, charged to the payment method on file at the price then in force, until you cancel. We tell you at checkout the day the next renewal falls, and the Plan & billing page inside the app always shows it. Cancelling stops the next renewal, not the plan you already hold: you keep it until the end of the period you have paid for, and the account then returns to the free plan.

Changing plan. A change that costs more — a higher plan on the same billing cycle, or moving from monthly to yearly billing on the same plan or a higher one — takes effect immediately, and the amount charged is shown before you confirm; moving to yearly billing starts a new yearly period from that day. A change that would otherwise hand back part of what you have already paid — a lower plan (whichever billing cycle it is on), a cancellation, or moving from a paid year to monthly billing, even onto a higher plan — takes effect at the end of the period already paid for, and nothing is charged for it today; until then you keep the plan you paid for, and you can undo a scheduled change from the Plan & billing page at any time before it lands.

If a payment fails. When a renewal cannot be charged, Paddle retries the payment for a while and lets you update your payment method. Your plan stays active during those retries. If the payment still does not go through, the subscription ends and the account returns to the free plan.

Lifetime. The Lifetime plan is a single payment that grants the Premium plan with no renewal ever due. “Lifetime” means the lifetime of the Service, for as long as Strumfolio is operated — not a fixed number of years, and not the lifetime of a person. It is tied to the account that bought it and cannot be transferred, and it ends only if you delete your account, if its price is refunded to you — including a withdrawal under section 8 — or charged back, or if we terminate it under section 11.

A Lifetime plan follows Premium upwards and never downwards: you get every feature and every limit increase that Premium gains later, and you keep at least the features and limits Premium had on the day you bought — if Premium is ever reduced, your plan is not. If the Service is discontinued, section 9 applies: at least 30 days' notice, export available throughout, and — because a Lifetime plan has no period to refund — a refund of the price in proportion to the months missing to 24 from the day you bought, and no refund if the Service is discontinued later than that. Nothing else about a Lifetime plan can be changed to your detriment under section 12.

When a paid plan ends. Nothing you have put in is deleted. Your songs stay readable and exportable on the free plan, the features reserved to paid plans stop being available, and if the collection is over a free-plan limit you can only delete until you are back under it — you cannot add until then. A Lifetime plan does not expire unless its price is refunded.

8. Right of withdrawal and refunds

Fourteen days to change your mind. If you are a consumer in the European Union, the European Economic Area or the United Kingdom, you have a legal right to withdraw from a purchase within 14 days of making it, without giving any reason. We extend the same fourteen days to every reader wherever they live, and to the Lifetime plan as well.

Access starts right away. When you buy a plan, you ask us to make it available immediately rather than only after the fourteen days have passed, and you acknowledge that you start using it during the withdrawal period. If you then withdraw within 14 days, we do not deduct anything for the days you used: you receive the full amount back, to the payment method you paid with, normally within 14 days of your request.

How to withdraw. Write to info@strumfolio.com from the email address of your account, saying that you withdraw from your purchase — no form is required, but you may use this one: “I hereby withdraw from my contract for the Strumfolio plan bought on [date], under the account [email address].” You can also contact Paddle directly, as merchant of record, through the address on your receipt. Paddle carries out the refund.

Renewals. The way to avoid a renewal charge is to cancel before the renewal date, which you can do at any time from the Plan & billing page (if a payment is overdue or the subscription is paused, write to us and we cancel it). If a renewal goes through that you did not mean to keep, write to us within 14 days of the charge and we refund it and end the subscription at once. Outside these cases, refunds are at our discretion, except where the law of your country entitles you to one — for example because the Service failed to work as described and we could not fix it.

9. Availability, conformity and warranty

While we aim to keep the Service available and reliable, it is maintained by a single individual and we do not guarantee uninterrupted or error-free operation. If you are a consumer, the Service must conform to what these Terms and the Pricing page describe, and we will provide the updates needed to keep it doing so, as mandatory consumer law requires — this applies to the free plan too. Beyond that, and to the extent the law allows, the Service is provided without any further warranty, express or implied.

We may modify, suspend or discontinue the Service, in whole or in part. If we decide to discontinue the Service, or a feature you have paid for, we will give you at least 30 days' notice by email, keep export working until the end, and refund the unused part of any period you have already paid for (for a Lifetime plan, the refund described in section 7). Only circumstances outside our control can shorten that notice.

Keep your own backups. The export feature lets you download your collection at any time, and you should use it regularly rather than relying on Strumfolio as your only copy.

10. Limitation of liability

To the extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of Strumfolio, including loss of data or of content you have imported, nor for damage caused by content that a user put into their own collection. Where liability cannot be excluded but can be limited, our total liability towards you for all claims in any twelve-month period is limited to the amount you paid us for the Service in those twelve months, or to €50 if you paid nothing.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or wilful misconduct, for gross negligence, or any other liability that cannot be excluded under applicable law — including mandatory consumer protection rights, which prevail over anything in these Terms that would reduce them.

11. Suspension, termination and notices about content

You may stop using Strumfolio at any time and delete your account, together with all of Your Content, directly from within the app. If you have a paid subscription that will renew, cancel it first in Plan & billing — it then runs to the end of the period you have paid for — so that nothing is charged for an account that no longer exists. A subscription that is paused or has a payment overdue cannot be cancelled there: write to info@strumfolio.com and we will cancel it for you. Deletion is immediate on the live service; see the Privacy Policy for how residual copies in backups and logs are handled.

We may suspend or terminate access to the Service for accounts that violate these Terms. While an account is suspended you cannot sign in, and it cannot be deleted from the app: write to info@strumfolio.com and we will delete it, or cancel a paid subscription for you. Because Strumfolio stores content on your behalf, it is a hosting service in the sense of the EU Digital Services Act (Regulation (EU) 2022/2065). Our Content & Copyright Notice describes how anyone can notify us of content they believe to be illegal or infringing, and what we do with such a notice. We do not routinely monitor accounts, which are private. When we restrict or disable an account because of its content, we tell the account holder why, what the restriction is, and how to reply — and a reply to info@strumfolio.com is always read by a person. That address is also our single point of contact for authorities and for users on these matters; write to us in English or Italian.

12. Changes to these Terms

We may update these Terms from time to time. For a change that affects a plan you are paying for to your detriment — a higher price at renewal, a plan losing a feature or a limit, a stricter billing rule — we give you at least 30 days' notice by email before it takes effect. If you do not accept the change, you can cancel before that date at no cost, and we refund the unused part of any period you have already paid for. A Lifetime plan is not affected by such changes: section 7 sets out what it keeps. Changes required by law, changes that only add to what a plan includes, and clarifications that do not change your rights can take effect sooner, and we announce them through the app. Continued use of Strumfolio after a change takes effect constitutes acceptance of the new Terms.

13. Governing law and disputes

These Terms are governed by the laws of Italy, without prejudice to any mandatory consumer protection rights you may have under the laws of your country of residence. If you are a consumer, any dispute is subject to the exclusive jurisdiction of the court of your own place of residence or domicile, as Italian consumer law requires. In every other case, the competent court is that of the developer's place of residence, in Italy.

If something goes wrong, write to us first: most problems are solved by email within a few days. We are not a member of any alternative dispute resolution body and are not obliged to take part in one; if you are a consumer and would like to use one available in your country, tell us and we will consider it in good faith. You can also turn to the consumer protection authorities of your country at any time.

14. Contact

For any question about these Terms, contact us at info@strumfolio.com.